Investing Insights for High School Students

Student Studies at MIS on 21, November LADC auditorium, Eylül M/ The Buchhof Bulletin Grade 9. )

By Eylül M., Grade 9

”Investing, l am too busy to even learn about that,” Daryna L., Grade 9, said.

Investing is a big deal for students. Some teens make excuses like “l don’t even have time for that” or “How would l keep doing school and investing at the same time?”

Investing can be the invisible side of the iceberg, but l believe we should always find what is going on underneath before judging the top. Teachers and students throughout the MIS community have different knowledge of the mysterious world of investing.

 “I would want to start investing,” Lavinia S., Grade 9, said. “Well, if l learned how to maybe.”

Being a high school student is a lot of work, because these years are the years that most of the students realize they are getting close to the consequences of real life, like doing a job or ensuring that they are going to be safe with a roof over their heads . Most students in high school plan to go to a good university, have a family, a job and minimalize the risks in life.

l don’t think this is wrong and l also believe people can be happy with this, but, is this really the safest way to continue your life?

In high school, people start to think about economic freedom. This is when the “how am l going to do investing right?” question appears. At this point, the problem is neither losing money or knowing how to invest. Everything starts in the mind and the mindset.

“I don’t even have time for investing” Daryna L., Grade 9, said .

While researching, l personally realized we do many class projects that are much harder than we think and any kind investing is not as complicated than what we do in school. So, don’t underestimate yourself as a high school student.

Investments books in the MIS Library can be used to research investing. (Eylül M./ The Buchhof Bulletin)

“Baby steps are the key for investing” Ms. Burghout, a PHE teacher said.

Investing is a skill that you can mostly learn by taking action and doing the work instead of researching for days. Even though you need to do research before about what kind of investing you want to focus on, but you can, just watching few videos by professionals. You are going to get the hang of it through trying it out .

Did you know that you could even start with 1€? The amount really doesn’t matter. what matters is your effort. The important part is that you need to forget that the money is invested and you shouldn’t consider the investing as a profit, said Derya M. For gaining a consistent amount of money you need to be patient and give the investing time. The biggest mistake you would make, if you trust your sources, would be take the money back if you start losing money. I know it sounds scary, but the particular reason that l am strongly suggesting this is because, the value of prices increase every year and this has been like this for decades. So, for the real profit you need to look beyond what is happening in the short term and consider your decisions again being mindful of the long term, according to the book“Rich Dad Poor Dad” by “Robert Kiyosaki.

If you want to start investing, you need to take into account that this isn’t a full-time job. If you have ideas about what you want to invest in, then the only thing you need to check is their values are every day, which is going to take you 5 minutes.,

For some areas, investing could be risky, since the prices are really volatile sometimes. The most known example for this would be crypto (Bitcoin, Etherum, etc.), since it is very hard to estimate the future of these, said Derya M.

So for being a successful financier at a young age, the only thing is being aware of what you are doing and looking at the current news, prices and events every day. This will help you stay updated. During this “path of success” you are going to realise that every action happening in the world is connected to a part of the investing world.  When a teen is spending his/her family money than they generally don’t know the value of money. Investing both teaches a life lesson about the value of money, while it also gets you closer to the path of success.

Investing is a way for teens to enter into the business world. This way they can have economic freedom and they won’t need to depend on their parents. Investing is generally not a fast way to make a profit, but this way teens can get to know the business world and they can learn the value of money.

Most importantly, they also learn that money needs patience.

 

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